About us

Everything there is to know about Lendix

Why Lendix?

Thanks to a change in the banking monopoly regulations, Lendix opens a new world of opportunity for investors and SMEs. It’s a revolution that benefits all of us. Lendix is:

  • A new asset class

    which is now accessible to retail or institutional investors

  • A new source of funding for businesses

    without banks

  • A simple way to invest your savings

    directly into the real economy

  • The #1 lending marketplace

    in France

How does it work?

Lendix lets private investors finance SMEs. In practice, once Lendix has accepted a project and set its interest rate, it’s submitted to investors on the platform.

Retail investors can lend between €20 and €2,000 to each project. On average, it takes less than a week for a project to be financed.

Once the project is completed, repayments (including interest and capital) are made monthly on the investor’s Lendix Account (find out more here).

Warning: lending money to SMEs presents a risk of capital loss and requires your savings to be immobilised. Do not borrow beyond your repayment capacity.

We are supported by first class shareholders

Lendix plus

  • For all borrowers, conditions are firm, final and known from the publication of the project: no uncertainty on the rate or on the date of payment of funds.

  • Once the project is validated by Lendix, funding is guaranteed through our community of individual lenders, supported by our institutional lenders who automatically complete the part not covered by individuals. The success of financing is 100%.

  • Funding Guarantee applies to all loans from €30,000 to €3,000,000 and companies of all sizes.

  • Lendix management automatically lend to all the projects presented on the platform. Their interests are aligned with the lenders'.

The managment team

  • Olivier Goy

    Founder & CEO

  • Patrick de Nonneville

    COO and member of the board

  • Marc Sebag

    Chief Risk Operator and member of the board

  • Grégoire de Lestapis

    CEO Lendix Spain and member of the board

  • Sergio Zocchi

    CEO Lendix Italy

The board

  • Xavier Anthonioz

    Chairman of the Supervisory board

  • Hélène Falchier

    Member of the Supervisory board

  • Christian Gueugnier

    Member of the Supervisory board

  • Philippe Collombel

    Member of the Supervisory board

  • Philippe Citerne

    Member of the Supervisory board

  • Pascal Oddo

    Member of the Supervisory board

  • Emmanuel Russel

    Member of the Supervisory board

Lendix IFP is registered as an intermediary in participatory financing (IFP) under registration number 15000364 on the registry of ORIAS and agent of Lemon Way payment service provider under registration number 808353155 on the registry of REGAFI.

Lendix factory is a simplified joint-stock company with a capital of €350,000, authorised by the Autorité des Marchés Financiers (AMF) under the number GP16000030 as an asset management company with its registered office at 94 rue de la Victoire, 75009 Paris, registered with the Paris commerce registry under number 823 469 846. Lendix factory is a wholly-owned subsidiary of Lendix SA.

Lendix is a founding member of France Fintech.